The whole piece is written in **forward-looking voice** ("coming together," "designed to deliver," "intend to") rather than "we have partnered." That makes it safe to circulate to Cogo, to investors, and internally right now, and it converts to a hard launch announcement with a few word changes the moment it's signed. I'd hold the published "partnership announced" version until the agreement is signed *and* Cogo approves the language and use of transactional their name in writing — a premature public claim is the one thing that can actually sour a deal that's this close.
Everything I attributed to Cogo comes from their public site (asset-based, non-owner-occupied, fix-and-flip/wholesale/buy-and-hold, credit not the determining factor, fast funding). I deliberately left out specific LTV caps, FICO floors, rates, and funding-day guarantees — those are Cogo's numbers to state and confirm, and publishing a partner's terms without their sign-off is their call. I also didn't fabricate CEO quotes; add real approved ones from Rob and Cogo's leadership before launch. Full review checklist is at the bottom of the doc.
Want me to also produce the **signed-and-approved hard-launch version** (past tense, with placeholder slots for the two quotes and a "not a commitment to lend" disclaimer) so it's ready to drop the moment the ink dries?